The Ayushman Bharat Digital Mission (ABDM) aims to develop the backbone necessary to support the integrated digital health infrastructure of the country. It will bridge the existing gap amongst different stakeholders of Healthcare ecosystem through digital highways. The ABDM Ecosystem Ayushman Bharat Health Account (ABHA) under Ayushman Bharat Digital Mission is an innovative initiative by the...
What does a health insurance plan cover. A plan cover includes all the ailments and conditions that the policy offers to pay for. While some plans offer cover only for accidental injuries, surgeries. There are other plans that offer cover for critical illness, ambulance charges, prescription medicine charges and other medical expenses. It is important...
Travel Insurance offers not only financial protection but also emergency medical protection if you experience specific difficulties while traveling internationally. It covers a lot of variety of scenarios for you. Here are the few reasons you need Travel Insurance on your international travel. Injury or sickness Travel insurance can help protect you from medical expenses...
What is KYC? KYC Means “Know Your Customer”. To invest in any financial instruments, you are required to first provide a few personal details. Customer identification is a key part of system in place to serve many purposes like it can help restrict money laundering and fight financial crime in a more targeted manner. Today,...
We all are exposed to the risks of accidents in our day to day lives. Despite all possible precautions accidents do occur which may result into disablement or loss of body parts or sometimes even death. This policy provides compensation in the event of insured sustaining injuries, solely and directly from an accident caused by...
Critical illness sometimes called catastrophic illness. Critical illness insurance provides a benefit if you experience one or more of the following medical emergencies: Heart attack Stroke Organ transplants Cancer Coronary bypass Because these illnesses require extensive medical care and treatment, their costs can outstrip a family’s medical insurance policy quickly. If you don’t have an emergency...
What is better, Savings or Investing. First let us understand the basics. Savings Putting money aside gradually, typically into a bank account. People generally save for any emergencies that might come up. It states that individuals try to save more during an economic recession, which essentially leads to a fall in aggregate demand and hence...
What is Waiting Period in Insurance? As the name suggests, waiting period is the time span during which you cannot claim some or all benefits of the health insurance from your insurance provider i.e., you must wait for a specified amount of time before you make a claim. For example: One of the most common types...
What is Pre-existing Disease in Health Insurance? As per Insurance Regulatory and Development Authority of India ( IRDAI), a Pre-existing Disease is any condition, injury, ailment, or disease, which is / are diagnosed by a doctor within 48 months (2 years) before the effective date of the insurance policy issued by the health insurance provider....
Myths about investing in Mutual Funds One of the biggest hurdles in the journey of investing is getting over the myths that bear no foundation or truth. But we believe it because everyone does. Here are some of the most common myths and facts of investors about investing in mutual funds. Mutual Funds need large...
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