We normally hear of promoters raising capital by issuing shares in the market. But there are times when the promoter wishes to buy back the shares from the investors. At such times they offer a buy back at a price which is better than the market price. Buybacks can be carried out in two ways: […]
The word CIBIL stands for Credit Information Bureau (India) Limited. Since, CIBIL is one of the most trusted credit information companies in India, engaged in maintaining the records of all the credit-related activities of companies as well as individuals, including credit cards and loans, its score is referred to as your credit score. The words
What is Equity Mutual Fund It’s a mutual fund scheme that invests in stocks of different companies. They are also known as growth funds. There are two types of mutual fund Active and Passive funds. In Active fund, a fund manager scans the market, conducts research on companies, examines performance and looks for the best
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Money is one of the essential parts of life, without money it is difficult to survive. Early in our career, most of us don’t plan our finances. But remember this; the early bird gets the worm, and the early saver, gets a comfortable financial life. It is not important that your salary is high or low but everyone should
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Ramesh, a music lover was aware that the students of the city were dying to see the Rock Band, “Spark” perform in Mumbai. So, he approached his friend, Rohan, a seasoned businessman with the idea of hosting such an event. Rohan also felt that the idea was good and thought he could make a killing
Education is the key to turn a weakness into a strength. As parents you want to give the best for your children. Perhaps the top most priority for you is to provide your son or daughter a quality education. As we all know that good education is the process of facilitating learning, or the acquisition
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What Type Of Investor Are You..? Have you ever wondered on the different type of investors in the stock market..? You will find a lot many based on the precedence and investment objectives. The stock market relatively works around the growth of companies and the overall trading power of the common man. It’s where the
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As Warren Buffett said “If you buy the things you don’t need, soon you will have to sell the things you do need.” Budgeting is simply balancing your expenses with your income. If they don\’t balance and you spend more than you make, you will have a problem. Many people don\’t realize that they spend
What is Debt Service Ratio? This ratio shows the portion of your income which goes towards servicing your debts, right from your home loan EMIs, to your credit card debt, to that small loan you\’ve taken from a friend. In short, this ratio tells you how deep you are stuck in a debt hole. To
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When you decide to buy a car what is it that you evaluate? Is it only speed? size? Automatic driving? fuel efficiency… or style, snob value, & other specific features (like four-wheel drive) etc.? Chances are you look at most of these parameters before buying a car! Similarly, even in a mutual fund scheme the
