Insurance

What does a health insurance plan cover. A plan cover includes all the ailments and conditions that the policy offers to pay for. While some plans offer cover only for accidental injuries, surgeries. There are other plans that offer cover for critical illness, ambulance charges, prescription medicine charges and other medical expenses. It is important […]

Travel Insurance offers not only financial protection but also emergency medical protection if you experience specific difficulties while traveling internationally. It covers a lot of variety of scenarios for you. Here are the few reasons you need Travel Insurance on your international travel. Injury or sickness Travel insurance can help protect you from medical expenses

Bima Sugam will be a one-stop platform for all insurance needs such as Life, and General insurance such as Motor, Travel, health,etc. categories. Insurance companies can onboard the platform. It\’s going to be plug and play with API (Application Programming Interface) In line with creating ease of doing business and making available Life and Health

We all are exposed to the risks of accidents in our day to day lives. Despite all possible precautions accidents do occur which may result into disablement or loss of body parts or sometimes even death. This policy provides compensation in the event of insured sustaining injuries, solely and directly from an accident caused by

Critical illness sometimes called catastrophic illness. Critical illness insurance provides a benefit if you experience one or more of the following medical emergencies: Heart attack Stroke Organ transplants Cancer Coronary bypass Because these illnesses require extensive medical care and treatment, their costs can outstrip a family’s medical insurance policy quickly. If you don’t have an emergency

What is Waiting Period in Insurance? As the name suggests, waiting period is the time span during which you cannot claim some or all benefits of the health insurance from your insurance provider i.e., you must wait for a specified amount of time before you make a claim. For example: One of the most common types

What is Pre-existing Disease in Health Insurance? As per Insurance Regulatory and Development Authority of India ( IRDAI), a Pre-existing Disease is any condition, injury, ailment, or disease, which is / are diagnosed by a doctor within 48 months (2 years) before the effective date of the insurance policy issued by the health insurance provider.

Motor Insurance is a type of insurance policy which covers your vehicles from potential risks financially. Policyholder\’s car or two wheelers is provided financial security against damages arising out of accidents and other threats. In India, motor insurance is mandatory. Motor Insurance for Specific Vehicles Private Car Insurance Private Car Insurance is one of the

Married Women Property Act, 1874 The Married Woman Property Act (MWP)  can protect the life insurance death claim benefit from creditors and ensure that your wife and children are secured. Lack of awareness and loss of control prevents insured from going for this option. Find out how you can benefit from it. Ramesh was running

Top-up Plan & Super Top-up Plan in Health Insurance The value of health is vital for every human on Earth.  ‘Health is wealth’ is a world-famous proverb concerning health. Health is the biggest Wealth in Life. There is strong perspective that, unless a person is Healthy, it’s difficult for him/ her to enjoy. Money doesn’t