Our Services
Mutual Fund
In Mutual Fund many investors contribute to form a common pool of money. This fund is invested in accordance with a stated objective. This fund belongs to all the members in the proportion of their investment or it can be said that the ownership of the fund is joint or mutual. Fund Manager uses the money collected from investors to buy those assets which are specifically permitted by its stated investment objective. Fund Managers carry out detailed research and market monitoring on regular basis. This may not be possible for every investor. The risk of the investor is limited to their investment. Risk is reduced when the fund is diversified.
Gold Fund
Gold funds are a type of mutual funds that directly or indirectly invest in gold reserves. Investments are usually made on stocks of gold producing and distributing syndicates, physical gold, and on stocks of mining companies. It is a convenient way to invest in an asset without having to purchase the commodity in its physical form.
Debenture
Debentures are a debt instrument used by companies and government to issue the loan. The loan is issued to corporates based on their reputation at a fixed rate of interest. Companies use debentures when they need to borrow the money at a fixed rate of interest for its expansion. Secured and Unsecured, Registered and Bearer, Convertible and Non-Convertible, First and Second are four types of Debentures.
Corporate Deposit
Company Fixed Deposit (corporate FD) is a term deposit which is held over fixed period at fixed rates of interest. Company Fixed Deposits are offered by Financial and Non-Banking financial companies (NBFCs). The maturities of various company fixed deposits can range from a few months to a few years.
RBI Bond
Investment in these bonds will be in the form of drafts/cheques or any electronic mode acceptable to the Receiving Office. Individuals (including Joint Holdings) and Hindu Undivided Families (HUF) are eligible to invest in these bonds. NRIs cannot invest in these bonds. There will be no maximum limit for investment in the bonds. The minimum investment starts from Rs 1,000 and in multiples of Rs 1,000, thereof. The bonds shall be repayable on the expiration of seven years from the date of issue. The interest on the bonds is payable at 7.15% half-yearly on 1st January and 1st July every year. The interest rate for next half-year (which is due on July 1) will reset every six months.
Corporate Bond
corporate bond is a bond issued by a corporation in order to raise financing for a variety of reasons such as to ongoing operations or to expand business. The term is usually applied to longer-term debt instruments, with maturity of at least one year.
PSU Bond
Public Sector Undertaking Bonds (PSU Bonds) are essentially medium- or long-term debt instruments issued by Public Sector Undertakings (PSUs) that owned and managed by the central or the state government. The term usually denotes bonds issued by the central PSUs (i.e., PSUs funded by and under the administrative control of the Government of India). Most of the PSU Bonds are sold on Private Placement Basis to the targeted investors at Market Determined Interest Rates.
Capital Gain Bond
Investing in 54EC bonds allows investors to claim tax deductions on long-term capital gains. 54EC bonds are AAA rated. Interest on 54EC bonds is taxable. No TDS is deducted on interest from 54EC bonds and wealth tax is exempted. 54EC bonds come with a lock-in period of 5 years (effective from April 2018) and are non-transferable. Minimum investment in 54EC bonds is 1 bond amounting to Rs. 10,000 and the maximum investment in 54EC bonds is 500 bonds amounting to Rs 50 lakhs in a financial year. 54EC bonds offer 5% rate of interest payable annually. Individuals as well as members of HUF can make investments in 54EC bonds.
Pension Scheme
Investing a certain amount regularly towards pension plan, you will accumulate a considerable sum in a phase-by-phase manner. This will ensure a steady flow of funds once you retire. When you start contributing to your retirement early, the funds build a secure golden year money-wise over the years. A well-chosen retirement plan can help you rise above inflation, thanks to the power of compounding.
Life Insurance
Life Insurance is an arrangement between the Insurance company/Government which guarantees of compensation for loss of life in return for payment of a specified premium. In Life Insurance, the beneficiary whose name has been mentioned in the contract received the specified sum, from the insurer in case of happening of the event i.e., loss of Life.
Health Insurance
Health insurance is a type of insurance that covers medical expenses that arise due to an illness. These expenses could be related to hospitalisation costs, cost of medicines or doctor consultation fees.
Personal Accident Insurance
Personal accident schemes cover the policyholder against death or disability due to an accident. Firstly, it will provide financial support to the policyholder if he is disabled after an accident. Secondly, the magnitude of the mishap doesn’t matter; even minor ones like falling off a bicycle and breaking an arm, or fracturing a leg while playing football are covered by the policy.
Protection
Protecting individuals, their assets and business through Insurance, Power of Attorney, etc.
Will
A will is a legal document that spells out your wishes regarding care of your children, as well as distribution of your assets after your death. A will can help reduce the amount of Inheritance Tax that might be payable on the value of the property and money you leave behind. Writing a will is especially important if you have children or other family who depend on you financially, or if you want to leave something to people outside your immediate family.
Trust
A Trust is another method of estate transfer—a fiduciary relationship in which you give another party authority to handle your assets for the benefit of a third party, your beneficiaries. A trust can be created for a variety of functions, and there are many types of trusts.
Letter of Guardianship
A guardianship letter is a type of legal document that allows a person to hand over their guardianship rights to a different party. This occurs when the parent of an underage / minor child needs to transfer guardianship of the child permanently to another person, to take care of their children after their demise.
Portfolio Management System
Portfolio Management in a financial firm involves creating and managing investment portfolios to balance risk and return according to clients’ financial goals. This includes asset allocation, security selection, risk management, and performance monitoring.
Alternative Investment Fund
Investment funds that aim for investing in diverse asset classes beyond traditional stocks and bonds. AIF consist of Category I, Category II & Category III Funds.
